Frequently Asked Questions (FAQs)
Why potential borrower should chose you as the service provider?
Because we help them get lowest possible interest rate along with an easy repayment arrangement.
Who can apply for your loans?
Any individual who has a regular job and a bank account can apply for our loans.
What is the approval time for loan applications?
Loans are approved within hours but in some cases it may take a little longer.
How can I apply for your loan?
You can apply for is cash in one hour and/or fast loans with bad credit through our web site only.
What are your service charges?
We offer free services to you.
How much loan you can give me maximum?
Maximum amount of loan depends upon your needs and repaying capabilities.
Do you give loans to people with poor credit?
Yes! 1 Hour Short Term Loans has a few loans especially designed loan for bad credit people.
For what purposes, you can grant loans?
You can use our loans for any purpose you like.
What is the maximum repayment period?
We give multiple plans in the beginning which show various repayment periods. You can select a period as per your convenience.
If I default in repayments, what would happen?
You shouldn’t default in payment. If you have problems, speak to us; we will reschedule the repayment plan.
How safe is our personal information?
It is totally safe with us. We don’t sell/ share your information with another person or company.
Do you need collateral/ guarantor?
No, we don’t need collateral or guarantor.
Can I take multiple loans?
If your repaying capability allows you, you can avail multiple loans.
Do you provide loans to jobless people?
No, we don’t give loans to jobless people.
Can students take loans from you?
Yes, they can if they are earning too.
Can I take a loan if I stay with my parents?
Yes, you can still avail our services.
Can I cancel my application later?
Our no obligation application ensures that you can cancel your application anytime you want to.